Living Abroad

Everything you need once you land.

Banking, SIM cards, housing, insurance, student discounts — the practical stuff nobody tells you about, all in one place.

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Banking

Open a bank account before you land.

Most banks offer newcomer accounts for international students. Some let you open them from abroad — highly recommended.

🏦 Scotiabank (Canada)

Newcomer banking offer — no monthly fees for 1 year. Apply from your home country before you arrive.

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🏦 RBC Royal Bank (Canada)

International student banking package. Widely available, great ATM network across Canada.

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🏦 Wise / Revolut

Multi-currency accounts for international students. Best rates for sending money home or receiving funds.

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💳 Plastk Secured Card (Canada)

Build credit history from day one as a newcomer. Essential for renting and future financial products.

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SIM Cards & Mobile

Get connected from Day 1.

Having a local number is essential for banking, housing and everything else. Get sorted at the airport or before you fly.

📱 Fizz (Quebec/Canada)

Best value SIM in Quebec. No contract, flexible plans, referral bonuses for newcomers.

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📱 Public Mobile (Canada)

Affordable plans on Telus network. Great for students on a budget. Discounts for paying upfront.

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📱 Airalo eSIM

International eSIM for your first days. Buy before you fly and arrive connected.

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Housing

Finding a place to live.

Student housing options vary by country and city. Here's where to look — and what to watch out for.

🏠 Rentals.ca

Canada's largest rental listing site. Filter by city, budget and pet policy. Verified listings.

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🏠 Facebook Groups

Search "[City] International Students Housing" — active communities with sublet and roommate posts.

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🏠 Kijiji (Canada)

Classifieds site with lots of rental listings. Great for furnished rooms and short-term rentals.

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🏘️ SpotaHome (UK/Europe)

Verified student accommodation listings in the UK, Germany and other European cities.

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Insurance

Don't skip health coverage.

Most provinces have a waiting period before provincial health kicks in. Private coverage for that gap period is essential.

🏥 Guard.me

Student health insurance used by 200+ universities. Covers health, dental and vision for international students.

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🏥 Manulife (Canada)

Health insurance for newcomers — gap coverage while waiting for provincial OHIP/RAMQ eligibility.

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✈️ World Nomads

Travel insurance for the journey to your new country and the first few months while you settle in.

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Language & Learning

Improve your skills before and after arrival.

🎓 Duolingo

Free language learning app. Great for basic French before arriving in Quebec, or German for Germany.

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📚 Magoosh IELTS / TOEFL

Affordable online prep courses for English proficiency tests required for most study visas.

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🎧 Pimsleur

Audio-based language learning — perfect for commutes. French, German, and more.

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